Financial Planning is a partnership built on trust and integrity.  As a CERTIFIED FINANCIAL PLANNER™ practioner, I work with individuals, families and business owners to help them understand the importance of developing a strategic, long-term financial plan that helps them achieve their goals and objectives.  I strive to take the mystery out of complex issues so that my clients fully understand all of their options.

As the relationship evolves, my clients and I meet regularly to make sure that, as personal and business situations change, their financial plan remains on-target to meet their goals.

I make sure each of my clients understand each of my recommendations before implementing any specific proposal.

As a Financial Planner, I am also an educator.  I give classes on investment and insurance issues as well as asset management, estate planning and long-term care planning.  The courses are open to the community through programs at Sachem High School, Town of Islip and St. Joseph’s College.

My wife Carolyn and I live in Holtsville, New York with our three children, Katie, Tommy and Brian.  I coach Little League baseball, softball and soccer.  When I’m not on a sports field with my children, I enjoy boating, skiing and golf.

Thomas Williams is a Registered Representative and an Investment Advisor Representative with NFP Securities, Inc.

As an independent financial planner my role is to help individuals and business owners understand their current situations, define future goals and develop a strategy that is flexible and will enable them to reach their objectives.  I provide them with meaningful solutions to a wide range of financial matters including investments, risk management, tax planning, as well as qualified and non-qualified retirement and benefit plans.

I have access to a broad array of services, resources and other professionals so that I can always work in the best interests of my clients.  I am proud of my reputation for integrity and the long-term relationships I have with my clients.  I truly become a partner in their financial lives.

In addition to over 17 years of experience in the financial services industry, I hold the Certified Financial Planner mark issued by the Certified Financial Planner Board of Standards, Inc.  This mark holds financial planners to a strict standard of ethics and professional knowledge.

I received the Certified Specialist in Estate Planning Designate from the national Institute for Excellence in Professional Education, LLC in Devon, Pennsylvania.  It is awarded to those financial professionals who have demonstrated competency in estate planning and trust taxation.

I have a Bachelor of Science degree in accounting and finance from the College of Old Westbury, State University of New York and hold a certificate in Financial Planning from the Advanced Program of the School of Continuing Studies at C.W. Post College.

I have appeared as a guest speaker on the television program Dollars & Sense to discuss advanced business planning including buy/sell agreements and pension plans.  As a financial educator, I frequently lecture on retirement and distribution planning.

A long-time resident of the town of Babylon, I live there with my wife Rosalie and our daughter Jessica.  I am active in many community and school organizations.

 Richard Colarossi is a Registered Representative and an Investment Advisor Representative with NFP Securities, Inc.