Thomas M. Williams, CFP®, RICP®

Thomas M. Williams, CFP®, RICP®

With more than 35 years of experience in the financial services industry, Thomas has earned a reputation as a highly respected and experienced financial planner. Thomas holds the CERTIFIED FINANCIAL PLANNER certification issued by the CFP Board of Standards. This certification, earned in 1994 from the College of Financial Planning in Denver, Colorado, holds financial planners to a strict standard of ethics and professional knowledge.  In 2022 Thomas received the Retirement Income Certified Professional Designation from The American College of Financial Services. The Retirement Income CertifiedProfessional® (RICP®) designation signifies a financial advisor has advanced education and specialized knowledge in retirement income planning, and is committed to professional and ethical best practices.

As a founding partner, Thomas has been with Colarossi & Williams since the firm’s inception in 2003. In 1991, Thomas joined Allmerica Financial, and it was there that he met Richard Colarossi. With a shared goal of offering an independent alternative to large, traditional brokerage firms, they founded Colarossi & Williams Financial Advisory Group. Choosing to partner with Commonwealth Financial Network®, one of the premier independent broker/dealers in the United States, helps ensure that clients receive the best array of investment choices to complement their financial goals.

Financial planning is a partnership built on trust and integrity. With more than 30 years of experience in the financial services industry, Thomas has worked with and guided his clients through some of the most extreme ups and downs the financial markets have ever seen. As a CFP® professional, Thomas works with individuals, families, and business owners to develop a strategic, long-term financial plan that helps them achieve their goals and objectives. He firmly believes that developing a financial plan is much more complex than simply choosing a “good investment” and takes a holistic approach to financial planning and wealth management. He works closely with his clients to ensure that they are on track to meet their financial goals.

As an experienced financial planner, Thomas has also had an opportunity to serve as an educator. He has given classes on investment and insurance issues, retirement income and distribution planning, asset management, estate planning, and long-term care insurance. His courses are open to the community through programs at school districts, colleges, and town organizations on Long Island.

A long-term resident of the town of Brookhaven, Thomas resides there with his wife, Carolyn, and his children: Katie, Tommy, and Brian. As an active member of his community, Thomas coaches youth sports and volunteers his time for school and local organizations such as the ASPCA. He also enjoys fitness, boating, skiing, and golf. 

Business ExperienceThomas M. Williams is proud to have been recognized as a Business Experience advisor for 2022—a distinction based on annual production that places him among the top 57 percent of advisors affiliated with Commonwealth Financial Network.

Each year, Commonwealth, the broker/dealer–RIA that helps us process investment transactions on your behalf, recognizes Business Experience advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. Business Experience advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership to their clients.


In 20 Minutes

Learn how to run savings into lifetime, inflation-adjusted income.

​Get Started​ with The Income for Life Model®